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Take Action!                                          Smart Money Moves                                      Like what you see so far?...


                                                    In the past few years, shifts in the economy, and falling
          „ “Imagine If” you could have what you    values of investments have made people rethink their
              want… dream it without barriers.      financial priorities. People are focusing less on “having”
              Congratulations you just set your goal   things, and focusing more on finding what makes them       to learn more about Learnovation®
              and created your vision!              happy. Do you really need that new sweater on the rack, or
                                                    would you rather take that money and put it in your new
          „ What does your vision cost? Create the  car fund? There are many ways to shift your priorities and                    check us out at
              budget, frame the action plan—make    save money.
              money, save money.                                                                                           www.learnovation.com
                                                    „ Prioritize Your Spending– Before you do anything
                                                       with your money, have a goal in mind.
               Know Your Credit Score
         Your credit score is a number you are given   „ Live Within Your Budget—Take a look at your income
                                                       and expenses every month.
         based on how well you have managed your
         credit. Organizations use this information   „ Consider Downsizing– Decrease your expenses and
         to decide if they should trust you to loan you   you will have more money available for saving or               To order now click HERE!
         money and if you will make your payments.     investing.
         The higher the score the better. All the   „ Have an Emergency Fund–An emergency fund should
         information about your payments, the amount   be able to provide your financial needs for at least six
         you’ve charged on a credit card, the number of   months or longer.
         credit cards you have, the amount you owe to   „ Invest in Your Retirement– Even investing a small
         others (debt), if you’ve paid on time, if you’ve   amount from every paycheck will make your money
         gotten another                                work for you throughout the years.
         credit card, etc.   FICO Credit Score Rating
         is reported and   > 720        Excellent   „ Comparison Shop–Make sure you are getting the best
         tracked. Your     680 to 719 Good             price and saving money.
         credit rating is   620 to 679 Average      „ Use a Shopping List—Before you go shopping, make
         your financial    580 - 619   Poor            a list of what you need and stick to it.
         reputation.       500 - 579   Bad          „ Spread Out Your Investments—Put your money in life
                           < 500         Miserable     insurance, stocks, property, retirement funds, etc.




                                                             Disclaimer:
                                                             Learnovation, LLC’s mission is to empower people to
                                                             improve awareness of their own financial situation.
                                  ®
                    ©2017 Learnovation , LLC All Rights Reserved.  This information is intended to serve as a general
                                www.learnovation.com         guide of financial principles and strategies. It is not
                                                             intended to address individual financial issues, nor
                                                             should it be taken as legal, financial, or other advice.
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