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Making Choices On A Budget Basics Needed to Get Started Exercise: Planning Your Time

There are many ways to set up a household and still save There are several ways to get started. Take a look at your weekly routine and record how much time you are spending on different tasks
money. Here are some ideas for lowering your expenses: You can shop at thrift shops, get during your day. Look at the results for ways you can save time and be more efficient in your routine
agency help, or save money to buy and your home.
Saving on Utilities
new things you need. You will need to Activity Mon. Tues. Wed.

ƒ Turn off lights, TVs, and electronics when not in use. look at each room and make a list of
the things that you will need to supply Example: 30 3 hours
ƒ In the winter, turn down the thermostat by 3-5 degrees Lunch 30 min. min. 30 min. 30 min. 30 min. 15 min. 1 hour 45 min.
at night and when you leave your home during the and use that room. The kitchen will Breakfast
day. be your biggest challenge and require Lunch
the most supplies.
ƒ Purchase new appliances when possible. New Dinner
appliances use less energy than older appliances and Hygiene/grooming
can save you money in the long run. Working

Shopping Going to/from work
Sleeping
ƒ Comparison shop – Check more than one store when
possible- they do charge differently. Convenience Laundry ©2017 Learnovation®, LLC
stores usually charge more than grocery stores. Paying bills
Shopping
ƒ Buy food and supplies in bulk – Compare the prices
of buying different sizes of the same item. Smaller Seeing friends
sizes may cost less, but the larger sizes may provide Exercise: Things You Need Getting kids ready For Evaluation Only
more product for a better value. Check the price
comparisons by portion, ounce, or unit cost. Don’t Go to www.myfirstapartment.
purchase larger sizes unless you will use them before com/2013/05things-you-will-need-for-
your-first-apartment.
they spoil.
Print out the Things You Need For
ƒ Use coupons – Many manufacturers provide discount
coupons for their products. Check for stores that offer Your First Apartment: The Ultimate TOTALS
double or triple coupons, where the coupon is worth Checklist. Fill out the checklist with
two or three times as much as the face value. things you have and the things you Ways to save time in your day:
need.
ƒ Check out overstock stores when you need to ƒ Prepare your meals in advance.
purchase small appliances – You can often save over Remember: You only need to buy the ƒ Make a grocery list and use coupons while shopping.
50%. Warranties are not typically a good value on things you need to set up your new
small appliances. It may be cheaper to purchase new household. Be sure to choose “needs” ƒ Do several smaller loads of laundry during the week, or save it up and do several large loads.
appliances than have them fixed. and not “wants.” You can buy the Employers expect you to be wearing clean clothes. Pull clothes from the dryer while still warm
things you want over time. – shake out, fold, or hang immediately (this saves time ironing).