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Your Declarations Page                                                                                                                              Your Declarations Page











                                                                                          How to read your                                                        Total Premium.

                                                                                                                                                                  This is the amount                                                  Policy period.
                                                                                          Landlords Package                                                       you pay, whether                                                    Landlords Package
                                                                                                                                                                  in full or by
                                                                                                                                                                  installment, for                                                    Policies typically
                                                                                                                                                                                                                                      cover a one-year
                                                                                          Policy Declarations.                                                    your property’s                                                     period. Pay your
                                                                                                                                                                  insurance
                                                                                                                                                                  protection for                                                      premium by
                                                                                                                                                                  a one-year policy                                                   the due date,
                                                                                                                                                                  period and                                                          and your policy
                                                                      When you purchase an Allstate® Landlords Package Policy (LPP),                              includes all the                                                    automatically
                                                                                                                                                                                                                                      continues for
                                                                                                                                                                  coverages you
                                                                      you’ll receive a Policy Declarations. This document “declares”                                                                                                  the time period
                                                                                                                                                                  have selected.
                                                                                                                                                                                                                                      shown.
                                                                      the choices you’ve made for your Landlords Package Policy, such
                                                                      as deductibles for some coverages as well as optional protection
                                                                                                                                                                  Coverages.
                                                                      you may have purchased. It's important to note that the Policy                              This shows all the                 SAMPLE                           Location of
                                                                      Declarations is not a bill.                                                                 coverages you have                                                  property. This
                                                                                                                                                                  as part of your                                                     shows the address
                                                                                                                                                                  landlords insurance.                                                of the insured
                                                                                                                                                                                                                                      building.
                                                                      You’ll receive a new Allstate Landlords Package Policy Declarations                         For more about
                                                                                                                                                                  coverages, see pages
                                                                      every renewal period, which is typically one year. You should                               4-13 of this guide.
                                                                      always read through your renewal each year to make certain you’re                                                                                               Limits of liability.
                                                                                                                                                                                                                                      This shows the
                                                                      up-to-date on the latest features of the policy, any changes in                             Deductibles.                                                        maximum limit
                                                                                                                                                                  A deductible is                                                     Allstate will
                                                                      premiums or other vital information.                                                        the amount you                                                      pay for each
                                                                                                                                                                  pay out of pocket                                                   covered loss.*
                                                                                                                                                                  when you file a
                                                                      The following page is an example of an Allstate Landlords Package                           claim for a covered
                                                                                                                                                                  loss.* Your policy’s
                                                                      Policy Declarations and shows you where to find some of the                                  deductibles will
                                                                                                                                                                  be shown next                                                       Discounts.
                                                                      important information. It’s a good idea to check your own Policy                                                                                                Any discounts you
                                                                                                                                                                  to each coverage.
                                                                                                                                                                                                                                      may have received
                                                                      Declarations to make sure all the information is correct.                                   For more about                                                      are listed here.
                                                                                                                                                                  deductibles, see page
                                                                                                                                                                  9 of this guide.
                                                                      Questions? Want to make changes? Call your Allstate Agent.

                                                                                                                                                                                    Sample of an Allstate Landlords Package Policy Declarations



                                                                                                                                                                           *What does “covered loss” mean?
                                                                                                                                                                            It’s an insurance term that means a loss or damage that falls within the bounds of
                                                                                                                                                                            the policy. Throughout the rest of this brochure, when we refer to a loss or accident,
                                                                                                                                                                            we assume it is a covered loss.
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