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Your Declarations Page                                           Your Declarations Page











 How to read your   Total Premium.

          This is the amount                                                   Policy period.
 Landlords Package   you pay, whether                                          Landlords Package
          in full or by
          installment, for                                                     Policies typically
                                                                               cover a one-year
 Policy Declarations.   your property’s                                        period. Pay your
          insurance
          protection for                                                       premium by
          a one-year policy                                                    the due date,
          period and                                                           and your policy
 When you purchase an Allstate® Landlords Package Policy (LPP),  includes all the  automatically
                                                                               continues for
          coverages you
 you’ll receive a Policy Declarations. This document “declares”                the time period
          have selected.
                                                                               shown.
 the choices you’ve made for your Landlords Package Policy, such
 as deductibles for some coverages as well as optional protection
           Coverages.
 you may have purchased. It's important to note that the Policy  This shows all the  SAMPLE  Location of
 Declarations is not a bill.  coverages you have                               property. This
           as part of your                                                     shows the address
           landlords insurance.                                                of the insured
                                                                               building.
 You’ll receive a new Allstate Landlords Package Policy Declarations   For more about
           coverages, see pages
 every renewal period, which is typically one year. You should   4-13 of this guide.
 always read through your renewal each year to make certain you’re             Limits of liability.
                                                                               This shows the
 up-to-date on the latest features of the policy, any changes in  Deductibles.  maximum limit
           A deductible is                                                     Allstate will
 premiums or other vital information.  the amount you                          pay for each
           pay out of pocket                                                   covered loss.*
           when you file a
 The following page is an example of an Allstate Landlords Package   claim for a covered
           loss.* Your policy’s
 Policy Declarations and shows you where to find some of the  deductibles will
           be shown next                                                       Discounts.
 important information. It’s a good idea to check your own Policy              Any discounts you
           to each coverage.
                                                                               may have received
 Declarations to make sure all the information is correct.   For more about    are listed here.
           deductibles, see page
           9 of this guide.
 Questions? Want to make changes? Call your Allstate Agent.

                             Sample of an Allstate Landlords Package Policy Declarations



                    *What does “covered loss” mean?
                     It’s an insurance term that means a loss or damage that falls within the bounds of
                     the policy. Throughout the rest of this brochure, when we refer to a loss or accident,
                     we assume it is a covered loss.
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