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Your Declarations Page Your Declarations Page
How to read your Total Premium.
This is the amount Policy period.
Landlords Package you pay, whether Landlords Package
in full or by
installment, for Policies typically
cover a one-year
Policy Declarations. your property’s period. Pay your
insurance
protection for premium by
a one-year policy the due date,
period and and your policy
When you purchase an Allstate® Landlords Package Policy (LPP), includes all the automatically
continues for
coverages you
you’ll receive a Policy Declarations. This document “declares” the time period
have selected.
shown.
the choices you’ve made for your Landlords Package Policy, such
as deductibles for some coverages as well as optional protection
Coverages.
you may have purchased. It's important to note that the Policy This shows all the SAMPLE Location of
Declarations is not a bill. coverages you have property. This
as part of your shows the address
landlords insurance. of the insured
building.
You’ll receive a new Allstate Landlords Package Policy Declarations For more about
coverages, see pages
every renewal period, which is typically one year. You should 4-13 of this guide.
always read through your renewal each year to make certain you’re Limits of liability.
This shows the
up-to-date on the latest features of the policy, any changes in Deductibles. maximum limit
A deductible is Allstate will
premiums or other vital information. the amount you pay for each
pay out of pocket covered loss.*
when you file a
The following page is an example of an Allstate Landlords Package claim for a covered
loss.* Your policy’s
Policy Declarations and shows you where to find some of the deductibles will
be shown next Discounts.
important information. It’s a good idea to check your own Policy Any discounts you
to each coverage.
may have received
Declarations to make sure all the information is correct. For more about are listed here.
deductibles, see page
9 of this guide.
Questions? Want to make changes? Call your Allstate Agent.
Sample of an Allstate Landlords Package Policy Declarations
*What does “covered loss” mean?
It’s an insurance term that means a loss or damage that falls within the bounds of
the policy. Throughout the rest of this brochure, when we refer to a loss or accident,
we assume it is a covered loss.
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