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Analisis & Pembahasan Manajemen Tata Kelola Dana Pensiun Laporan Keuangan Konsolidasi

Management Discussion & Analysis Good Pension Fund Governance Consolidated Financial Report

(dalam juta rupiah) (in million rupiah)
Realisasi sd. RKAP Realisasi sd. Naik/
31 Des 16 sd 31 Des 16 31 Des 15
Realization RKAP (%) Realization (%) (Turun)
Keterangan up to up to up to Increase/ Description
Dec 31, 16 Dec 31, 16 Dec 31, 15 (Decrease)
a b C=(a/b) d E=(a/d) F=(a-d)
Pendapatan Usaha Business Income
Pendapatan Building Management 87.731,26 72.707,05 120,66 62.114,13 141,24 25.617,13 Building Management Income
Pendapatan Property Rental 19.473,38 12.388,28 157,19 20.257,48 96,13 (784,10) Property Rental Income
Pendapatan Construction & Interior 20.711,68 24.925,46 83,34 24.824,13 83,68 (4.052,45) Construction & Interior Income
Pendapatan Cash Management Cash Management Income
- CR & FLM 102.264,21 101.717,73 100,54 81.250,65 125,86 21.013,56 - CR & FLM
- SLM 73.170,65 47.586,64 153,76 52.134,10 140,35 21.036,55 - SLM
Jumlah Pendapatan Usaha 303.411,18 259.325,17 117,00 240.580,49 126,12 62.830,69 Total Business Expenses

Beban Usaha Business Expenses
Beban Building Management 51.755,37 40.560,68 127,65 47.380,69 109,28 4.394,67 Building Management Expenses
Beban Property Rental 10.763,18 6.681,69 161,08 8.010,18 134,37 2.753,00 Property Rental Expenses
Beban Construction & Interior 19.926,32 20.438,88 97,49 21.932,33 90,85 (2.006,02) Construction & Interior Expenses
Beban Cash Management Cash Management Expenses
- CR & FLM 67.201,55 61.382,33 109,48 53.973,14 124,51 13.228,41 - CR & FLM
- SLM 58.588,10 39.021,05 150,14 42.702,35 137,20 15.883,75 - SLM
Jumlah Beban Usaha 208.252,51 168.084,63 123,90 173.998,69 119,69 34.253,82 Total Business Expenses
Laba Usaha 95.158,67 91.240,53 104,29 66.581,80 142,92 28.576,87 Business Profit

Beban Operasional Operatinal Expenses
Beban Pegawai 14.514,19 11.664,89 124,43 4.451,06 326,08 10.064,13 Labor Expenses
Beban Umum 16.760,14 19.260,78 87,02 8.491,61 197,37 8.268,53 General Expenses
Jumlah Beban Operasional 31.274,34 30.925,67 101,13 12.942,67 241,64 18.331,67 Total Operational Expenses

Beban Keuangan Financing Expenses
Beban Bunga Pinjaman 1.048,22 2.701,67 38,80 1.237,20 84,73 (188,98) Loan Interest Expenses
Jumlah Beban Keuangan 1.048,22 2.701,67 38,80 1.137,20 84,73 (188,98) Total Financing Expenses
Beban Non Usaha 32.322,56 33.627,34 96,12 14.179,87 227,95 18.142,69 Non-Business Expenses
Pendapatan (Beban) Lain-lain Other Income (Expenses)
Pendapatan (Beban) Jasa & Bank 3.602,33 4.631,77 77,77 4.229,62 85,17 (627,29) Services & Bank Income (Expenses)
Penghasilan Penjualan Aset untuk dijual - - - 117,27 - (117,27) Sale os Assets Income
Keuntungan (Kerugian) Selisih Kurs (246,65) 1.016,30 (24,27) 633,40 (38,94) (880,06) Profit (Loss) on Foreign Exchange
Pendapatan (Beban) rupa-rupa 3.346,10 488,86 684,47 2.701,68 123,85 644,42 Various Income (Expenses)
Jumlah Pendapatan (Beban) Lain-lain 6.701,78 6.136,93 109,20 7.681,98 87,24 (980,21) Total Other Income (Expenses)
Laba Sebelum Pajak 69.537,89 63.750,12 109,08 60.083,91 115,73 9.453,98 Profit Before Tax

Beban Pajak Penghasilan Income Tax Expense
Pajak Kini 9.686,51 8.257,31 117,31 8.264,28 117,21 1.422,24 Current Tax
Pajak Final 8.591,88 12.873,21 66,74 5.323,74 161,39 3.268,14 Final Tax
Jumlah Beban Pajak 18.278,40 21.130,52 86,50 13.588,02 134,52 4.690,38 Total Income Tax

LABA SETELAH PAJAK 51.259,49 42.619,60 120,27 46.495,89 110,25 4.763,59 PROFIT AFTER TAX

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