Page 3 - American Advisors Group Benefit Guide 2_NonCA

EMPLOYEE BENEFITS 3

TABLE OF CONTENTS

2020 Benefits .............................................................................................................................................................4

Medical Glossary .......................................................................................................................................................6

Cigna Provider Search ...............................................................................................................................................7

HSA Medical Coverage .............................................................................................................................................9

Health Savings Account ...........................................................................................................................................10

PPO Medical Coverage ...........................................................................................................................................12

Dental Coverage .....................................................................................................................................................13

Vision Coverage .......................................................................................................................................................14

What Are Your 2020 Rates? ......................................................................................................................................15

Dependent Care FSA ...............................................................................................................................................16

Basic Life & Voluntary Life Insurance Plans ...............................................................................................................17

Disability Plans ..........................................................................................................................................................19

Group Accident Insurance Coverage .....................................................................................................................20

Group Critical Illness Insurance Coverage ...............................................................................................................22

Voluntary Legal through ARAG .................................................................................................................................24

Employee Assistance Program .................................................................................................................................24

College Tuition Assistance Program .........................................................................................................................24

Pet Health Insurance ................................................................................................................................................25

401(k) Savings Plan ...................................................................................................................................................26

Carrier Contact Information .....................................................................................................................................27

Important Notices ....................................................................................................................................................28