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posit/withdrawal slips, get infor- mation on banking services, and more. She then gathered them into a group and asked some challenging questions to wrap up the three-week series. One chal- lenge she presented was “Name three examples of payment,” for which the answer was credit, debit, or cash. For each correct answer, the students received a special sticker to show their finan- cial knowledge.
Both fifth-grade teachers, Hig- gins and Neggers, were impressed with not only the knowledge stu- dents brought into the class but how much they learned after the three-week session.
“This has been great,” Hig- gins said. “Even without teaching them, they already knew so much. It’s nice to see them excited about saving now!”
Neggers said her students had a lot of fun in the course and learned a lot along the way.
“They’ve been to the bank a lot with their parents, so this was something they could relate to. The staff here has been fabulous as well, though, in teaching them about finance,” she said. “This all is important in life, and being in a small community allows [learn- ing] like this to happen!”
And while all the children seemed to enjoy the lessons they learned, perhaps the one who summed it up best was young Annabelle, who said, “Financial education is very important, and it’s going to help us do better in our future.”
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nancial Literacy curriculum that she would be willing to share with Green’s students.
don’t when using an ATM; such as never entering when someone else is using the machine, never forgetting to remove the debit or credit card (the machine will “suck it up” for security purposes if you don’t, they were told) and to always take their receipt.
The next stop was at the out- door drive-up window, where they were shown how to place their money, check or other items in the tube and send them to the teller window.
Their teachers and even the bank employees were surprised to see how much the students knew about this process.
“I come to the drive-up with my mom all the time,” one stu- dent said.
Back inside, the groups took turns in two other locations. First, they got to go behind the counter, where computer monitors were temporarily blacked out for cus- tomer privacy, and took a look at the impressive vault. There TD Bank employee Emily Cogswell told them what purpose the vault serves and how it is opened each day.
“We have safety measures here like Dual Control. It takes two people to open it,” she explained. The students then had a chance to see just how heavy the vault door was and then got to peek at the safety deposit boxes and other items inside. Explaining the purpose of a safety deposit box, Cogswell told them that for security purposes, even those who have dual control through a Key of Power in order to get into one.
Plans were then made for the students in Dori Higgins and Ja- nine Negger’s fifth-grade classes to take part in a special February Finance program.
On Feb. 7th and Feb. 14th, Rosendahl and Customer Expe- rience Coordinator Amy Dillon met with their students in their classrooms to present two pro- grams. The first involved bud- geting and saving, investments, and responsible money choices, along with ways for them to make plans for their money. Lesson two addressed income and careers, along with ways people need to budget for a business. It also in- cluded information on credit and borrowing practices.
As a final lesson in finance, fifth-grade students from Bristol Elementary School met with TD Bank’s Store Manager, Barbara Rosendahl, who handed out stickers for those who could answer some of her tough questions on banking, credit, and savings.
Fifth-grade students from Bristol Elementary School got a first-hand look at not only the inside of a bank, its ATM, and drive-up window services, but just how heavy a bank vault door is as they finished up February Finance lessons, courtesy of their neighbors at TD Bank in Bristol. Photos Donna Rhodes
Wrapping up the three-week series was a visit to the bank itself on Feb. 21, where students could get some practical experience and insight into the inner work- ings of a bank.
Divided into four groups, the boys and girls visited four stations that Rosendahl and her staff had set up for them that day.
One stop was the ATM ma- chine, where they had the oppor- tunity to insert a blank debit card that allowed them to go through the motions of checking the bal- ance in an account and making a withdrawal for an ATM. During the process, they were advised not only how to operate the screen but were taught some do’s and
Having tried out the drive-up lane, the boys and girls also learned how that works from the inside. Teller Denise Berry showed them how she retrieves the tubes and can communicate with the customer through a mi- crophone as she tends to what- ever services they require. Berry also had a list of questions each child could ask of their classmates outside at the drive-up lane. One
such question was, “When you pay for something with a debit card, where does the money come from?” The correct answer was “from your own money.” As for a credit card- “That’s the bank’s money that you pay back later.”
The fourth station for the day was in the lobby, where Rosendahl pointed out locations where customers can fill out de-
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