Page 14 - Microsoft Word - Sparta A4 Product Flyers March 2020
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Learner Driver Insurance                            What Is Covered

           People who practice driving outside of their driving lessons      Accidental or malicious damage to the vehicle.
           are more likely to pass their driving test quicker. This is      Fire or theft damage to the vehicle.
           because learners have built up more confidence and are      Legal Liability for death or injury to any third party
           more aware of their surroundings, purely  through all      including passengers.
                                                                      Legal liability for damage caused to other people’s
           those additional hours of driving.                         property up to £20,000,000
                                                                     Emergency cover - Allowing an accompanying full
           Cover that temporarily adds a Learner to someone else's    licence holder to drive, if you get into difficulties.
           car whilst removes a lot of the old barriers in relation to      Emergency cover only applies whilst the named
           parent's being concerned about any negative effect on      provisional licence holder remains as a passenger.

           their own insurance, for example: losing their No Claims   What is not Insured?
           Discount.
                                                                     Personal Accident Benefits
           With this new type of policy, it is a totally separate 'top up'      Personal Effects
           policy and therefore removes those issues. More and       Windscreen / Glass Cover
           more people are recognising that the more often you       Audio / stereo and navigation equipment (unless a
                                                                      standard accessory to the vehicle)
           practice, the more likely you are to pass your test.     Accidental Damage, fire or theft to the vehicle
                                                                      when driving outside of the United Kingdom.
           This is great news for Provisional Licence holders looking
           to get some extra 'private' practice. With this new type of   Eligibility
           cover with Sparta Learner Driver you can get an immediate
           online policy to drive a family or friends' car for fixed     Policy requires you to be supervised at all times by
           periods of 28 days.                                        a qualified driver who is aged 25 and under 72 with
                                                                      a full UK or EU driving licence for over 3 years to
                                                                      accompany you for tuition purposes only.
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