Page 3 - Microsoft Word - Sparta A4 Product Flyers March 2020

Van Breakdown What is not insured?

Vehicle breakdown insurance cover providing roadside  Any vehicle not listed on the Policy Schedule as being
assistance and recovery when your vehicle unexpectedly eligible for breakdown cover.
suffers a breakdown within the Territorial Limits (UK) or  The cost of any parts, components or materials used
Territorial Limits (Europe).
to repair the vehicle.
There are three popular cover levels to choose from:  Any costs or expenses not authorised by our Rescue
Controllers.
 Roadside Assistance.  Specialist Equipment, additional manpower and/or
 Nationwide Recovery. recovery vehicles, or a recovery further than 10 miles
 Home Assist: - assistance at your registered home from the scene of the breakdown if your vehicle is
address or within a 1 mile radius/ straight line of immobilised due to snow, mud, sand, water, ice, or a
your home address. flood.
 Any request for service if the vehicle is being used for
What is insured? motor racing, rallies, rental, hire public hire, private
hire or any contest or speed trial or practice for any
 An electrical or mechanical failure, lack of fuel, of these activities.
misfuel, flat battery, accident, fire, theft, vandalism  The use of specialist equipment occasionally required
or puncture to the vehicle, which immediately because the vehicle is not between the kerbs, it has
renders the vehicle immobilised. modifications, or nearby obstructions are impeding
 Alternative Travel: - up to £250 towards the cost of the usual method of assistance.
alternative transport or a hire vehicle up to 1600cc  The cost of draining or removing the incorrect type of
to allow you to complete your original journey; up or any contaminated fuel.
to £150 towards the cost of alternative transport for  Storage charges.
one person to return and collect the repaired  Emergency Overnight Accommodation and
vehicle. Alternative Travel whilst your vehicle is repaired
 Emergency Overnight Accommodation: - up to £150 within 20 miles of your home address
for a lone traveller or £75 per person towards the
reasonable cost of overnight accommodation whilst Are there any restrictions on cover?
your vehicle is being repaired. The maximum
payment per incident is £500.  Maximum six (6) claims per period of insurance.
 Key Assist: - if you lose, break or lock your keys  Claims totalling more than £15,000 in any one
within your vehicle we will pay the callout and period of insurance.
mileage back to the recovery operator’s base or  Any claim within 24 hours of the time the policy is
Your preferred destination if closer. purchased.
 Message Service: - two messages to your home or
place of work.