Page 4 - Microsoft Word - Sparta A4 Product Flyers March 2020

Taxi Breakdown Cover What is not insured?

Vehicle breakdown insurance cover providing roadside  Any vehicle not listed on the Policy Schedule as being
assistance and recovery when your vehicle unexpectedly eligible for breakdown cover.
suffers a breakdown within the Territorial Limits (UK) or  The cost of any parts, components or materials used
Territorial Limits (Europe). to repair the vehicle.

There are two popular cover levels to choose from:  Any costs or expenses not authorised by our Rescue
Controllers.
 Roadside Assistance.  Specialist Equipment, additional manpower and/or
 Nationwide Recovery. recovery vehicles, or a recovery further than 10 miles
from the scene of the breakdown if your vehicle is
What is insured? immobilised due to snow, mud, sand, water, ice, or a
flood.
 An electrical or mechanical failure, lack of fuel,  Any request for service if the vehicle is being used for
misfuel, flat battery, accident, fire, theft, vandalism motor racing, rallies, rental, hire public hire, private
or puncture to the vehicle, which immediately hire or any contest or speed trial or practice for any
renders the vehicle immobilised. of these activities.
 Alternative Travel: - up to £250 towards the cost of  The use of specialist equipment occasionally required
alternative transport or a hire vehicle up to 1600cc because the vehicle is not between the kerbs, it has
to allow you to complete your original journey; up modifications, or nearby obstructions are impeding
to £150 towards the cost of alternative transport for the usual method of assistance.
one person to return and collect the repaired  The cost of draining or removing the incorrect type of
vehicle. or any contaminated fuel.
 Emergency Overnight Accommodation: - up to £150  Storage charges.
for a lone traveller or £75 per person towards the  Emergency Overnight Accommodation and
reasonable cost of overnight accommodation whilst Alternative Travel whilst your vehicle is repaired
your vehicle is being repaired. The maximum within 20 miles of your home address
payment per incident is £500.
 Key Assist: - if you lose, break or lock your keys Are there any restrictions on cover?
within your vehicle we will pay the callout and
mileage back to the recovery operator’s base or  Maximum six (6) claims per period of insurance.
Your preferred destination if closer.  Claims totalling more than £15,000 in any one
 Message Service: - two messages to your home or period of insurance.
place of work.  Any claim within 24 hours of the time the policy is
purchased.