Page 20 - McLarty 2017-2018 Benefits Booklet_Finished

ADDITIONAL VOLUNTARY PLANS FROM GUARDIAN

ACCIDENT INSURANCE
Accidents happen everyday, on and off the job. Accident Insurance can help you deal with medical deductibles and co-
pays, and cover household expenses like groceries, mortgage payments and child care.

ABOUT THIS BENEFIT
• Portability allows you to take your Accident coverage with you if you terminate employment. Ported Accident plan

terminates at age 70
• Covers Accidents on and off job
• Child(ren) age limits: Children age birth to 26 years

What Your Benefits Cover:

Your Monthly Premium $15.40

You and Spouse $22.01
You and Child(ren) $29.36

Family $35.97
Accidental Death and Dismemberment

Employee: $50,000
Benefit Amounts Spouse: $25,000
Child(ren): $5,000
Wellness Benefit $50 for the employee only, once per year

Quadriplegia, loss of speech & hearing (both ears),
Catastrophic Loss loss of cognitive function: 100% of AD&D,
Hemiplegia & Paraplegia: 50% of AD&D
Common Carrier 200% of AD&D

Common Disaster 200% of Spouse AD&D
Single: 50% of AD&D
Dismemberment- Hand, Foot, Sight
Multiple: 100% of AD&D

Dismemberment- Thumb/Index Finger Same Hand, Four Fingers 25% of AD&D
Same Hand, All Toes Same Foot
Seatbelts and Airbags Seatbelts: $10,000 & Airbags: $15,000

Reasonable Accommodation to Home or Vehicle $2,500

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