Page 18 - McLarty 2017-2018 Benefits Booklet

ADDITIONAL VOLUNTARY PLANS FROM GUARDIAN

CANCER INSURANCE
Cancer Insurance supplements your medical and disability income insurance and helps protect you and your
family from the financial hardship you may face while fighting the disease.

ABOUT THIS BENEFIT

• Benefit Waiting Period (a specified period of time after your effective date during which the Initial Diagnosis Benefit
will not be payable): 30 days
• Pre-Existing Conditions Limitation (a pre-existing condition includes any condition for which you, in the specified
time period prior to coverage in this plan, consulted with a physician, received treatment, or took prescribed dugs):
3 month look back period, 12 month exclusion period

• Portability allows you to take your Cancer coverage with you if you terminate employment. Ported Cancer plan
terminates at age 70
• Child(ren) age limits: Children age birth to 26 years

What Your Benefits Cover:

Option 1: Value Option 2: Advantage Option 3: Premier

Your Monthly Premium $17.04 $30.13 $43.61

You and Spouse $27.25 $51.47 $76.72

You and child(ren) $17.89 $31.03 $44.56

Family $28.10 $52.37 $77.67

Initial Diagnosis Benefit: Benefit is paid when you are diagnosed with Internal cancer for the first time while insured.

Benefit Amount Employee: $2,000 Employee: $4,000 Employee: $6,000

Spouse: $2,000 Spouse: $4,000 Spouse: $6,000
Child: $2,000 Child: $4,000 Child: $6,000
Cancer Screening $50; $50 for follow-up $50; $50 for follow-up $50; $50 for follow-up
Benefit Amount* screening screening screening
*If you have an annual cancer screen, make sure you get your annual cancer screening reimbursement

15