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Suri’s - NCDRC ON LIFE INSURANCE 2017 22

Proposal not accepted - Policy not issued - Insurance cover could not have
commenced without the application form having been accepted by the petitioner
company and the said acceptance having been communicated to him - There is
absolutely no evidence of the proposal submitted by the deceased having been ac-
cepted at any point of time - Therefore, the insurance cover never commenced in
this case - That precisely seems to be the reason why no policy document was ever
issued by the petitioner to the complainant.

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI

REVISION PETITION NO. 546 OF 2017

(Against the Order dated 08/11/2016 in Appeal No. 1291/2016 of the State Commission
Rajasthan)
1. BIRLA SUNLIFE INSURANCE COMPANY
LTD.
ONE INDIA BULLS CENTRE TOWER I, 15TH
AND 16TH FLOOR, JUPITER MILL COMPIYBD
841, SENAOATU BAPAT MARG, ELEPHIN-
SONE ROAD,
MUMBAI-400013
MAHARASHTRA ...........Petitioner(s)

Versus
1. MAHENDRA TODI
S/O. LT. SH. SANWARMAL TODI, R/O. F-5,
INDUSTRIAL AREA, JAIPUR ROAD,
SIKAR
RAJASTHAN ...........Respondent(s)

BEFORE:
HON'BLE MR. JUSTICE V.K. JAIN,PRESIDING MEMBER

For the Petitioner Ms. Meenakshi Midha, Ad-
: vocate
Mr. Kapil Midha, Advocate
Mr. Akhil Roy, Advocate

For the Respon-
dent : NEMO

Dated : 26 Oct 2017

INDEX