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Suri’s - NCDRC ON LIFE INSURANCE 2017 18

relevant period, in the case of an occasional consumer consuming alcohol, the would
have obtained physicians report, besides investigations such as SGOT, SGPT and
GGTP. All the aforesaid investigations pertain to the state of health of the liver. Had
the petitioner disclosed in the proposal form that he had been taking liquor he would
have been subjected to physical examination by a physician and would also have been
investigated for ascertaining the state of his liver by undergoing investigations such as
SGOT, SGTP and GGTP. It is therefore evident that the deceased had made a material
concealment from the petitioner Corporation with respect to the state of his health
which influenced advantage of the insurer on the question as to whether the proposal
for insurance should be accepted or not. On this ground also, the repudiation of the
claim was fully justified.

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI

REVISION PETITION NO. 179 OF 2017

(Against the Order dated 24/08/2016 in Appeal No. 231/2014 of the State Commission
Karnataka)
1. LIFE INSURANCE CORPORATION OF INDIA
THROUGH ITS ADDITIONAL SECRETARY
LEGAL, CENTRAL OFFICE, H-39, FIRST
FLOOR, NEW ASIATIC BUILDING CON-
NAUGHT CIRCUS
NEW DELHI-110001 ...........Petitioner(s)

Versus
1. A.R. SUDHA
W/O. LT. K. MANJUNATHA,R/O, C/O. KE SA-
HAVAMURTHY, SRIRANGA KRUPA, VIDYA
NAGAR, IV A CROSS, NEAR WATER TANK
TUMKUR,
KARNATAKA ...........Respondent(s)

BEFORE:
HON'BLE MR. JUSTICE V.K. JAIN,PRESIDING MEMBER

For the Petitioner : Mr. Sanjay K. Chadha, Advocate

For the Respondent A.R. SUDHA
:

Dated : 24 Nov 2017
ORDER
JUSTICE V.K. JAIN, PRESIDING MEMBER (ORAL)

INDEX