Page 4 - 10 Keys to Investment Success - REVAMPED 2023

5 Think Long-Term

• Know the difference between temporary decline and permanent loss.

• The longer you stay invested, the greater your chances of success.

• Time is your most valuable asset when you're further away from retirement.

Rolling returns of stocks - historical

1 Year 5Year 10 Year 20Year

10% 3%
27%

100%

73% 90% 97%

Times you made money (positivereturns)

Times you lost money (negativereturns)

6 Avoid Market Timing

• Time invested in the market is more important than timing the market.

• Invest when you have money and sell when you need money.

• Your portfolio is based on your long-term goals, not the whims of the market.