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depending on the age of the borrower. The minimum age to qualify for a reverse mortgage is
62 years old and the younger you are, the less money you can borrow.

The reason is simple: the bank wants to make sure there is more than enough equity to pay the
accrued interest expense on the reverse mortgage and the younger you are the longer you will
live in the home and therefore more equity is needed.

As I like to say to my clients during a reverse mortgage consultation, “the house makes the
mortgage payment for you.”

The rules on how much money you can draw out the first year of a reverse mortgage, and the

different type of loan options available, are all very complicated. So I strongly encourage you to
call me or come into the Best Mortgage office in Bellevue, WA for a no‐obligation personal
reverse mortgage consultation. I will not try to “sell” you on a reverse mortgage. I will spend an
hour or two with you face‐to‐face going over all the options to make sure you understand all
the pros and cons of the reverse mortgage program. Then you decide if it’s right for you. It’s
much better than trying to find the answers by surfing the Internet or talking to some guy
reading off a script in an out‐of‐state call center. If you don’t want to drive to Bellevue, you can
schedule a 1‐2 hour consultation by telephone where I will explain the reverse mortgage

program and answer all your questions. All paperwork would be handled by mail, email, phone
and/or fax.

The bottom line is that all Best Mortgage clients are thoroughly educated about how much
equity they can take out of their home with a reverse mortgage. We show you amortization
charts which illustrate that in most cases you will still have a good percentage of equity left in

your home even 20 or 30 years into a reverse mortgage, thanks to modest home appreciation.

And that brings me to scare headline #2:

• You can Lose Your Home!

What happens if home prices do NOT go up in the future? What if we have another “housing
crash”? You could end up “underwater” in your home owning more money on your reverse
mortgage balance than the home is worth.

That’s a common fear. But fortunately, that fear is totally unfounded.

Reverse Mortgage Truth Report ©Best Mortgage Inc. (425) 649‐6000 Page 3