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73 | SOUND RETIREMENT



                        May I begin receiving   Yes. You may begin receiving pension benefits for
                        my pension benefit   the benefit earned under the Drug Plan at age 65,
                        at age 65 while      regardless of whether you continue to work.
                        continuing to work?

                        Are the Drug Plan    No. If you become disabled on or after October 1,
                        disability provisions   2008, the provisions of the Sound Plan will apply. No
                        still being applied as   comparison to your Drug Plan benefit will be made.
                        a minimum?
                        How are my early     The same as any participant that had all of their
                        retirement benefits   service earned under the Sound Plan.  See pages
                        determined if I retire   18- 25 for details.
                        and do not have      (Contact the Administrative Office at (206) 282-4500
                        recent credited future   or (800) 225-7620 for more information.)
                        service?
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