Page 81 - Pay'n Save Retirement Truat fund

79 | SOUND RETIREMENT

 Your benefit earned as of June 30, 2014 benefit was not
transferred to the Consolidated Plan.

Your Rule of 85 pension benefit equals the greater of:

 The regular Meat Plan pension benefit you earned before July
1, 2010, or
 The regular pension benefit you earned for service prior
to July 1, 2014, reduced by the actuarial equivalent factors
described in this section.

If you are less than age 55 when you elect to retire and are
eligible for the Rule of 85 pension benefit, you will only be able to
start the regular Meat Plan pension benefit you earned for service
before July 1, 2010. Any amounts you earn because of your
service on or after July 1, 2010 (including benefits you earned in
the Sound Plan after June 30, 2014) will be available at the date
you retire once you reach age 55.

The amount determined above is then adjusted for the form of
payment you select.
Notes:

1) If your June 30, 2014 benefit was transferred to the
Consolidated Plan, you will still be eligible to retire early on
no less favorable terms as determined under the Consolidated
Plan.
2) The rules that apply to Early Retirement on page 18 do
not apply to the benefits that were earned as of June 30,
2014 under the Washington Meat Plan (“Meat pre-merger
benefits”). These rules do apply to the benefits you earned
after June 30, 2014 in the Sound Plan. As a result, you may
be eligible to start your Meat pre-merger benefits at early
retirement but have to wait until Normal Retirement to start
any post-merger benefits that you have earned under the
Sound Plan.
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