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23%


                                          of Americans have less
                                            than $10,000 saved     1
         Picture is not photo of actual borrowers.





                  One-third of Americans

            report they have no retirement

                               savings       1




        1 Time.com, “1 in 3 Americans Has Saved $0 for Retirement” updated
        March 14, 2016. http://time.com/money/4258451/retirement-savings-
        survey/, accessed 8/23/16                                       7
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