Page 246 - ACCESS BANK ANNUAL REPORTS_eBook

By geography

Group
December 2016 Nigeria Rest of Europe Others Total
Africa
In thousands of Naira

Cash and balances with banks 415,235,668 47,170,554 200,997,037 - 663,403,258
Investment under management 14,871,247 - - - 14,871,247
Non pledged trading assets
Treasury bills 34,381,635 - - - 34,381,635
Bonds 10,170,293 - 18,304 - 10,188,597
Derivative financial instruments 149,856,253 1,388,281 97,119 4,701,331 156,042,983
Loans and advances to banks 5,156,475 - 40,046,527 - 45,203,002
Loans and advances to customers
Auto Loan 4,366,544 84,204 - - 4,450,748
Credit Card 3,935,784 43,450 - - 3,979,235
Finance Lease 3,987,898 - - - 3,987,898

Mortgage Loan 4,996,952 918,895 24,304,711 - 30,220,557
Overdraft 130,272,256 45,017,450 - - 175,289,705
Personal Loan 16,789,104 1,282,968 - - 18,072,072
Term Loan 1,017,646,255 48,440,037 22,632,958 - 1,088,719,249
Time Loan 412,567,554 28,556,750 43,615,404 - 484,739,708
Pledged assets
Treasury bills 188,239,520 - - - 188,239,520
Bonds 126,707,982 - - - 126,707,982
Investment securities
- Available for sale
Treasury bills 40,960,665 6,092,117 22,293,819 - 69,346,602
Bonds 18,939,219 13,297,546 655,084 - 32,891,849
- Held to Maturity
Treasury bills - 27,350,114 - - 27,350,114
Bonds 37,917,493 737,963 2,445,558 - 41,101,014
Other assets 32,437,346 7,685,644 1,673,078 - 41,796,067
Total 2,669,436,141 228,065,973 358,779,599 4,701,331 3,260,983,045

Credit risk exposures relating to othr credit commitments at gross amount are as follows:

Transaction related bonds and guar- 136,163,848 48,420,025 1,667,845 - 186,251,718
antees
Guaranteed facilities 85,513,821 14,068,888 - - 99,582,709
Clean line facilities for letters of credit 158,994,793 16,950,311 85,263,139 - 261,208,243
and other commitments
Future, swap and forward contracts 744,259,779 33,663,881 128,787,677 26,362,557 933,073,893
Total 1,124,932,241 113,103,105 215,718,659 26,362,557 1,480,116,564

246 Access BAnk Plc
Annual Report & Accounts 2017