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S/N   SUBSIDIARIES LOCATIONS.                KEY ACHIEVEMENTS IN 2017
                                                   ii        Sole tax Collection Bank for gambian revenue authori-
                                                             ty (‘GRA’) and Hajj:
                                                             Appointment as Sole Collecting Bank for Cheques Tax Pay-
                                                             ment for Gambia Revenue Authority as well as Gambia Hajj
                                                             Commission for Pilgrims nationwide.

                                                   iii       Growth of Balance Sheet & PBT:
                                                             Grew deposits by RWF5.9 Billion and returned to profit-
                                                             ability by delivering RWF 763 Billion for 2017 Financial Year
                                                             having made a loss in 2016 Financial Year due to impairment
                                                             charges.
               6         Rwanda                    i         Corporate Social Responsibility:
                                                             The Bank donated sewing equipment and all accessories to
                                                             support BERWA co-operative which has 11 women, all of
                                                             whom are genocide survivors.

                                                   ii        Branch Optimization:
                                                             The Bank optimized two branches (Remera and Nyabugo-
                                                             go) by relocating to bigger and more spacious locations to
                                                             conveniently take larger customer footfalls.


               7         Sierra Leone              i         Corporate Social Responsibility:
                                                             The Bank’s employees donated food items and equipment
                                                             to the Don Bosco family, in support of vulnerable girls and
                                                             women who are being rehabilitated from child trafficking and
                                                             the illegal sex trade.
                                                   ii        Branch Optimization:
                                                             The Bank optimized two branches by renovating and adding
                                                             ATMs to more conveniently service higher customer foot-
                                                             falls. The Congo Cross branch is now 50% solar powered,
                                                             reducing dependence on public power supply.





































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