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502-812-1969 / info@rivervalleygroup .com / RiverValleyGroup.com / Keller Williams Louisville East
The Closing
The closing is simply a meeting, which takes about an hour, of the buyers, sellers, agents, lender, and
closing attorney. There are title companies that can do a closing, but if you have a legal question, you
need to be able to ask a lawyer. In Louisville, a law degree is not required to be a closing representative. If
it is important to you, ask to have a title attorney do your closing. Your RVG agent has recommendations
for you.
At the closing, you will sign about 40 pieces of paper, promising to payback the loan and to comply with
the laws of the city and federal government about what you can do with the property. Then, the seller
signs the deed to the property to you. The seller and real estate companies get paid, and you get a house!
What to bring to your closing:
■ Driver’s license and second ID or credit card.
■ Anything your lender informs you to bring.
■ Insurance papers to provide proof that you do have homeowner’s insurance.
■ Original copy of the Power of Attorney for someone, like your spouse, if he/she cannot be at the closing.
The River Valley Realty Group - How to Buy a Home in Louisville, Kentucky 34
