Page 34 - How To Buy A Home with Cat Stevens RVG

Call or text Cat Stevens with questions 502-888-3991 www.RiverValleyGroup.com

An Average Day for RVG Agents

So, as a Southern Indiana agent, what do I do all day?

My goal is to help you navigate the purchase process so that you get a home that fits your needs and feels “just
right”. Through patience, understanding, and quick responses via email and cell phone, I will help make your
move as easy as possible. I can help your move be smoother than if you were just going through the process
unrepresented. When you choose me to be your Buyer’s Agent, I will provide you with the following services:

■ Narrow and broaden the neighborhood search according to the house specifications you give me. This will
ultimately shorten your home search by going straight to the houses you specifically requested. My goal is to
save you time, especially if you are limited on time.
■ Email you the listings of all homes for sale that fit your wants and needs by sifting through the MLS online
database of available houses—not just the ones offered by our specific company.
■ Set up appointments and show properties.
■ Provide knowledge of the local area, and the real estate market.
■ Help you understand the Southern Indiana real estate purchase process and all the paperwork that comes
with it. Help you understand the loan process, find the home that fits comfortably in your budget, and help
find the right local Southern Indiana lender with a good reputation. A good lender can make the difference
between a successful closing and a closing that is delayed by unnecessary problems.
■ Help you understand what a fair asking price is and negotiate the lowest price possible.
■ Write an offer on the property and complete all office paperwork.
■ Negotiate with the seller or the seller’s agent.
■ Ask the seller to make repairs and ensure that they have followed through with them by the closing day.
■ Get all the information necessary for the closing to the title company or closing attorney.
■ Set a time for the closing, considering everyone’s schedules and timelines in the contract.
■ Be the go-between for the buyer, seller’s agent, lender, and closing office.
■ Complete follow-up paperwork and stay in touch with you after your closing!

How does a Buyer’s Agent get paid?

In the Southern Indiana area, most of the time a home seller pays the seller’s brokerage and the buyer’s broker-
age. The agents’ commissions are included withint the price of the home. The agents get paid by their brokerage
after the home sells. In the rare case that the seller does not have a realtor representing them, the buyer’s agent
can still have their agent’s commission covered as part of the sales price. Another option is for the buyer to pay
the agent’s brokerage directly, and not make the commission on the price of the home. The brokerage does not
pay for their agent’s gas. Most agents do not get a salary, they only get a percentage of the commission that their
broker splits with them. Agents do not get reimbursed for expenses by their brokers. More information is in the
Buyer Agency Agreement form.

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