Page 140 - HBR Leader's Handbook: Make an Impact, Inspire Your Organization, and Get to the Next Level
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Focusing on Results 129

             line the process so that they could instead spend their time moving into
             new territory to grow policy revenues, without creating undue risk for the
             company. The dialogue during the session revealed that the key was to get
             the underwriters away from their desks to actually work with brokers in
             the field. By doing this, they could jointly look for targeted new business
             that would meet underwriting standards in a more efficient  way. So in-
             stead of underwriters waiting to see what the brokers would bring and then
             passing judgment, the underwriters could help develop standards about
             what  brokers  should  look  for  regarding  types  of  business,  markets,
             geographies, and products.
                 For the underwriters at XL, this was a major cultural shift as well as a
             process change, but it was a critical factor in helping Macia achieve her
             aggressive revenue targets. Over time, as early results started to come in,
             underwriting became an enabler of growth instead of an anchor creating
             organizational drag.
                 Every organization, of course, has undue complexity that limits perfor-
             mance. Sometimes the complexity is baked into the culture and becomes
             invisible, as with the barriers that Macia dealt with at XL. At other times,
             the complexity is visible, but considered to be like a sacred cow that people
             can’t do anything about. How well you eliminate or simplify it will dictate
             how quickly you can reach your business goals.


             Building capabilities while growing results

             High goals and organizational simplification won’t help you improve  your
             business results if your staff doesn’t know how to do the work you need
             them  to  do.  Increasing  sales,  for  example,  could  be  straightforward
             enough: make more sales calls, target different customers—these require
             the same skills. But more often, improving business results is not just a
             matter  of  working  harder  and  doing  more.  Rather,  it  requires  new  ap-
             proaches and smarter ways of working that may not be obvious. Increasing
             sales could also mean that your team should do more cross-selling, team
             selling, consultative selling, shifting to indirect sales, creating online or
             outbound sales, or some combination of them all. But what if the team has
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