Page 2 - Pobl Annual Report FY25

Annual Report 2025
Contents
1 Introduction from the Chair and CEO
3 Year at a Glance
4 About Us
6 Placemakers
17 Carbon Cutters
24 Customer Connectors
33 Tech to the Maxers
35 Team Players
40 Value for Money
43 Financial Performance
44 Treasury Management
46 Governance at Pobl
48 Our Board
54 Our Executive Committee
56 Risk Management
58 Report of the Audit & Risk Committee
59 Statement of Board Responsibility
64 Independent Auditor’s Report
69 Financial Statements