Page 2 - CC Issuance Product Brochure
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                                                                                                                                          SHAZAM’s credit card program is
                                                                                                                                          configured to have your institution live
                                                                                                                                          with a full-service card offering within
                                                                                                                                          4 – 6 months.
                                SHAZAM Credit Card Services allows you to remain
                                in control of your receivables and keep the revenue.                                                      DIRECT REVENUE
                                This competitive, robust product offering provides                                                        Earn 100% of the revenue to help expand

                                full back-end support through cardholder and card                                                         your income potential.
                                management, fraud services and marketing.
                                                                                                                                          Interest revenue — with rising interest
                                                                                                                                          rates, you can maintain a better net interest
                                                                                                                                          margin spread relative to the prime rate.

                                                                                                                                          Interchange — earn transaction interchange
                                                                                                                                          income, the second most profitable aspect
                                                                                                                                          of a credit card portfolio.


                                                                                                                                          Cardholder fees — annual fees, cash
                                                                                                                                          advance fees and other fees provide more
                                                                                                                                          income opportunities.
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