Page 14 - Insight Issue 3 _ 2018

It is now 10 years since the shock government bail-out of Northern Rock, which led to
the chain of events fondly known as the “credit crunch”.

Thankfully the position in the credit markets gradually stabilized, albeit the financial
institutions now are forced to retain far more capital in an attempt by the Government
to ensure it never happens again.

Financial commentators however, are once more concerned that the levels of
consumer debt are again reaching unsustainable highs and consumers need to be
cautious and monitor personal income and expenditure carefully.

Simon Kirkham and myself are retained by your Police Federation and those
of you who are members of the Group Insurance Scheme are entitled to FREE,
CONFIDENTIAL DEBT RESTRUCTURING ADVICE.

Don’t suffer in silence! We are here to help.

If you have any money worries come and chat to us.

Call 0151 933 3400 or email admin@kinsellaclarke.co.uk.

Ged Clarke BSc(Hons) FCA Simon Kirkham BA(Hons) FCCA
Chartered Accountant Chartered Accountant

14 Insight Magazine of Merseyside Police Federation - Issue 3 of 2018 • www.merpolfed.org.uk