Page 12 - Omega Benefits Guide
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Medical & Prescription Drug Plan


                                                         Buy-Up Plan







                                    UNITED HEALTHCARE-BUY-UP PLAN


                                                                                   United Healthcare
                                                                                 Choice Plus Balanced
                                                                                    AR-28 w/ Rx 5U
                 Benefit Highlights
                                                                                In-Network Member Pays


                 Primary Care Physician Copay                                             $ 30
                 Specialist Office Visit Copay                                            $ 60

                 Preventive Care Visits                                            0% (Plan covers 100%)
                 Emergency Room Services (waived if admitted)                             $350
                 Urgent Care Center Copay                                                 $100
                 Inpatient Hospital & Professional Charges                         Deductible then 20%

                 Outpatient Facility & Physician Charges                           Deductible then 20%
                 Prescription Medication Copay:
                 Tier 1                                                                   $10


                 Tier 2                                                                   $35

                 Tier 3                                                                   $60

                                                                                          $100
                  Tier 4


                 Mail Order
                                                                                   2.5 times retail copays
                 Individual Annual Deductible                                            $ 2,500
                 Individual Annual Coinsurance Maximum                                   $ 3,500
                 Individual Annual Out-of-Pocket Maximum                                 $ 6,000

                 Family Annual Deductible                                                $ 5,000
                 Family Annual Coinsurance Maximum                                       $ 7,000
                 Family Annual Out-of-Pocket Maximum                                    $ 12,000

                 Preventive care services are covered at 100%.
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