Page 20 - Allegacy 2019 Benefit Guide Full Time

COBRA Continuation Coverage, continued

 The employer no longer provides group healthcare coverage to any of its employees.
 The premium for your continuation coverage is not made on time.
 You become covered under another group healthcare plan that does not contain any exclusion or
limitation with respect to any pre-existing condition you have.
 You become entitled to Medicare.
 In the case of the 29-month continuation coverage period for the disabled, the cessation of disability.

You do not have to show that you are insurable to choose continuation coverage. However, continuation coverage
under COBRA is provided subject to your eligibility for coverage. The Plan Administrator reserves the right to
terminate your COBRA coverage retroactively if you are determined to be ineligible.

Under the law, you may have to pay all or part of the premium, plus a 2 percent administration fee, for your
continuation coverage. As explained above, higher rates apply to the 11-month extension due to disability. There is
a grace period of 30 days for payment of the regularly scheduled premium. In addition, upon the expiration of the
18-month or 36-month continuation coverage periods, you will be allowed to enroll in an individual conversion
plan if conversion is provided under the terms of the healthcare plan.

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