Page 10 - DataMax Benefits Enrollments Guide
P. 10

Voluntary Dental Benefits

                                                    Policy# 01-D031247





                                 Lincoln Financial Group  Dental Benefits
                                                                             100%
                                          •  Routine oral examinations (up to two per calendar year)
                                          •  Prophylaxis (routine cleanings- up to two per calendar year)
                                          •  Dental X-rays- bitewing films (up to one set per calendar year- including any
        Type I- Diagnostic & Preventive       taken as part of a full mouth series)
        Services
                                          •  Fluoride treatments
                                          •  Sealants
                                          •  Emergency palliative treatment
                                          •  Sedative fillings
                                                                             80%
                                          •  Dental X-rays- panoramic or full-mouth (one complete full mouth series, no
                                              more than once every three years)
                                          •  Examinations (oral examinations, problem focused and/or emergency exams)
                                          •  Consultations
                                          •  Injection of antibiotics
        Type II- Basic Services
                                          •  Fillings
                                          •  Prefabricated stainless steel or resin crowns
                                          •  Extractions and oral surgery
                                          •  Endodontics
                                          •  Periodontics (periodontal maintenance cleaning, non-surgical periodontal
                                              services, periodontal surgery)
                                                                             50%
                                          •  Space maintainers
                                          •  Extractions and oral surgery
                                          •  Administration of anesthesia
        Type III- Major Services
                                          •  Repair of prosthetics
                                          •  Prosthodontics- fixed or removable
                                          •  Major restorations

                                                                    Type II procedures: None
        Waiting Periods
                                                                 Type III procedures: 12 months
        Late Entrant Waiting Periods                        Type II and Type III procedures: 12 months


                                                                           th
        Usual Customary Reasonable                                       90  percentile

        Plan Year Deductible                      $100 lifetime per member, applies to Type II and Type III Services

                                                                            $1,500
        Plan Year Maximum
                                                                 (all procedure types combined)

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