Page 198 - Capricorn IAR 2020

GLOSSARY OF TERMS ANNUAL FINANCIAL GLOSSARY OF TERMS STATEMENTS
NOTES TO THE CONSOLIDATED AND SEPARATE ANNUAL FINANCIAL STATEMENTS (continued)
for the year ended 30 June 2020
3. FINANCIAL RISK MANAGEMENT (continued)
3.4 Liquidity risk (continued)
Liquidity risk analysis (continued)
Carrying value Group N$’000
Contractual discounted cash flows
As at 30 June 2019
ASSETS
Cash and balances with the central bank
Financial assets at fair value through profit or loss
Financial assets at amortised cost Financial assets at fair value through other comprehensive income
Due from other banks
Gross loans and advances to customers Other assets
Non-financial instruments
Effective interest rate impact Impairment
Total assets
LIABILITIES
Due to other banks Other borrowings Debt securities in issue Deposits
Other liabilities Non-financial instruments
Total liabilities
Net liquidity gap
Cumulative liquidity gap
–
– –
– – – –
345,341
– – – – –
46,912
46,912
298,429
298,429
Call to 1 month N$’000
1,572,616
2,037,188 –
1,275,831 1,724,043 5,704,097
1–3 3–12 months months N$’000 N$’000
– –
– – 5,481 310,259
609,381 2,357,279 – – 125,148 503,542 29 328 – – – – – –
740,039 3,171,408
– – 141,726 219,267 138,202 583,349 3,496,477 11,515,986 – 608 – –
3,776,405 12,319,210
1–5 years N$’000
–
– 54,982
499,416 – 11,219,831 5,188 – – –
11,779,417
– 574,271 3,241,411 4,235,247 8,634 –
8,059,563
Over 5 years N$’000
–
– 526,465
818 – 21,393,497 – – – –
21,920,780
– 61,108 1,708,012 952,551 – –
2,721,671
19,199,109
6,160,778
Total N$’000
1,572,616
2,037,188 897,187
4,742,725
1,724,043 38,946,115 412,740 1,278,746
(133,013) (800,392)
50,677,955
245,703
996,372 5,670,974 36,984,725 572,491 46,912
44,517,177
6,160,778
407,195 – – (800,392) –
1,278,746 (133,013)
12,720,970
245,703 – – 16,784,464 563,249 –
17,593,416
(4,872,446) (3,036,366) (9,147,802) 3,719,854
(4,574,017) (7,610,383) (16,758,185) (13,038,331)
196