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Rental Report for Charlotte Noels, 8/10/2020 at Pixel
From Equifax
Risk Model Name Score Score Factors
FICO (Beacon) 767 Length of time accounts have been
(Applicant) established
Proportion of loan balances to loan amounts is
too high
Amount owed on revolving accounts is too
high
Proportion of balances to credit limits is too
high on bank revolving or other revolving
accounts
Description
The FICO score is a widely used risk model that uses credit report data to predict the likelihood
of default. It is used most often by banks and credit grantors. The FICO score range is between
300 and 850 (the higher the score, the less risky the consumer). In the most recent study, the
median FICO score was 711.

Credit Accounts
From Equifax
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
DEPT OF 9/2017 6/2020 $4,941.00
ED/NAVIENT Monthly High Credit Type Comments
(Applicant) Payment
$5,500.00 INSTALLMENTFIXED RATE
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/
20 20 20 20 19 19 19 19 19 19 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
DEPT OF 9/2016 6/2020 $4,919.00
ED/NAVIENT Monthly High Credit Type Comments
(Applicant) Payment
$5,500.00 INSTALLMENTFIXED RATE
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/
20 20 20 20 19 19 19 19 19 19 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
DEPT OF 9/2017 6/2020 $4,584.00
ED/NAVIENT Monthly High Credit Type Comments
(Applicant) Payment
$5,000.00 INSTALLMENTFIXED RATE
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/
20 20 20 20 19 19 19 19 19 19 18 18
Account Name Opened Last Active 30-59 60-89 90+ Past Due Balance
DEPT OF 9/2015 6/2020 $4,038.00
ED/NAVIENT Monthly High Credit Type Comments
(Applicant) Payment
$4,500.00 INSTALLMENTFIXED RATE
Rate/Status 1: Pays account as agreed
Payment History
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
7/ 5/ 3/ 1/ 11/ 9/ 7/ 5/ 3/ 1/ 11/ 9/
20 20 20 20 19 19 19 19 19 19 18 18

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