Page 2 - Personal Banking 2017

OUR RELATIONSHIP– PERSONAL CHECKING
Doing Business with Texas Gulf Bank
t Texas Gulf Bank, N.A., we believe in building strong
A foundations. We build financial security by giving
you the tools you need to manage your money. We build
businesses by providing them the capital they need to grow.
From interest-bearing checking accounts to lending and
card services, we help build futures for businesses
all across Texas.
Since we opened our first branch in Freeport, Texas in 1913,
Texas Gulf Bank has been a strong, stable, and financially
secure member of the community. To this day, Texas Gulf
Bank remains independently owned and operated.
When you bank with Texas Gulf Bank, you get more than
just an account number. You get a banker who knows
you by name. Texas Gulf Bank’s experienced decision
makers take the time to work with you to determine
what you really need. Our Texas roots are deep, so we
understand the unique dynamics of the people, businesses
and industries along the Texas Gulf Coast.
Although we’ve been around a while, it doesn’t mean
we’re old fashioned. In fact, Texas Gulf Bank offers all the
products and technology our national competitors do; we
just deliver them with hometown personal service.
If you are ready for a real, personal relationship with a
strong and stable bank – then let’s build your financial
future together. Call or visit the banking center most
convenient to you today.
Gulf Advantage Checking
Get a free* interest-bearing checking account that pays CD-like rates
on balances up to $25,000 and refunds nationwide ATM fees up to
$35 per month. These rewards are given monthly when you meet the
following requirements:
• 12 debit card purchase transactions must post and clear per
qualification cycle
• Have at least one Automatic payment or Direct Deposit post and
clear per qualification cycle
• You must be able to accept electronic delivery of your monthly bank
statement and agree to do so in lieu of receiving a paper statement
This account also includes a free Visa ® Debit Card.
*Accounts closed within 30 days of opening will be assessed a $15 fee.
Portside Checking (Non-Interest-Bearing)
Equipped with tools that make it easy to manage, this account includes
unlimited check writing and itemized reporting designed to help you keep
track of your cash flow. Maintain an average daily balance equal to or
greater than $700 and there is no monthly maintenance fee for this account.
Note: After 25 debits per monthly statement cycle, a 25 cent fee per debit may
apply (does not include electronic funds transfers). Debit fee n/a if average
daily balance is >/= $700.
The monthly debit fee and monthly maintenance fee are waived, regardless
of balance, for individuals age 62 or older.
Gulf Rewards Checking (Non-Interest-Bearing)
Link your checking account to all your personal accounts with Gulf
Rewards Checking. With Gulf Rewards you will receive a single, easy-to-
read monthly statement that recaps the activity in every personal account
you hold at Texas Gulf Bank. Gulf Rewards also provides you with cashiers
and basic personalized checks at no charge. You will also receive a
discount on safe deposit boxes.
VIP High Yield Checking
Make your checking dollars work harder with our VIP High Yield
Checking Account. Enjoy all of the privileges of personal checking with
no transaction limitations, and reap the benefits of an interest bearing
account with variable interest rates paid monthly. Even better, the rates
are tiered. The higher the balance you maintain in your account, the higher
the interest rate you can earn.
Gulf Steam Money Market
Earn interest while maintaining the liquidity of your money. Our Gulf Stream
Money Market is a tiered account, which means that the more money you
have on deposit, the higher the interest rate you can earn. This can help
you make more from your deposit dollars when you have larger balances.
Regulation D transaction limits of 6 per statement cycle apply to certain
transfers from this account.