Page 5 - PSRS Benefits at a Glance 2017

Medical & Prescription Drug Benefits

The PSRS/PEERS medical plan is administered by UMR (a UnitedHealthcare company) using the
UnitedHealthcare Choice Plus network.

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Learn the Language of Your plan pays a higher percentage. You pay
a lower percentage.
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800-826-9781 Copay: A small set fee. It is paid each time
www.UMR.com Deductible: The amount you have to you have an office visit, outpatient service or
pay before your plan pays for specified prescription refill. The fee is determined by
services. Deductibles are usually an annual your health plan. Copays don’t vary with the
Make sure to select the UnitedHealthcare Choice Plus network set amount. A deductible may apply to all cost of service.
services or just a portion of your benefits. It
depends on your benefits plan.
Out-of-pocket: The amount you pay out
of your pocket for particular health care
Want to learn more about your benefits? Coinsurance: This is simply a fancy services during a particular period of
insurance term for cost-sharing. It is a set time. An out-of-pocket maximum limits
Check out ALEX, your virtual benefits counselor
percentage of costs that are covered by your the amount you have to pay during a
https://benefits.myalex.com/psrsmo/2017 plan after your deductible has been paid. particular period of time.

2017 BENEFITS AT A GLANCE 5