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            Here are some examples of how to word your letters:


            Sample 1
            After reviewing a copy of my credit report I found an error with
            account  in  name  of  (name  of  company)  with  account  number
            (account number). The account is listed as 30 days late. I have never
            been late on this account and have included proof as verification.
            Please remove this inaccurate information.
            Thanks


            (Your signature)
            (Your name)


            Sample 2

            After reviewing a copy of my credit report I found that the following
            are older than seven years:
                ABC account, account XXXXX
                DEFG Insurance, account XXXXXX
            Please remove these accounts from my credit report.


            Thanks

            (Your signature)
            (Your name)




            Sample 3
            After reviewing a copy of my credit report I found the account in
            name of (account name) and account number XXX-12345 is not my
            account. Please remove this account from my credit report.



            Thanks
            (Your signature)
            (Your name)
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