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            Sample 4
            After reviewing a copy of my credit report I found an error with
            account  in  name  of  (name  of  company)    and  account  number
            (account  number).  The  account  is  listed  with  a  balance  of  (put
            amount here). The correct balance is (list amount.  I have included
            proof as verification. Please remove this inaccurate information.



            Thanks

            (Your signature)
            (Your name)


          Important considerations about your credit score

            ◙ “Checking your own scores will never impact your scores.” (FICO)

            ◙ “Don't close unused credit cards in an attempt to raise your
              scores” (FICO)

            ◙ Having multiple inquiries on your credit for the same type of
              application will not have a significant impact on your score


            ◙ Closing out old credit cards does not improve your score.  The
              length of your credit history can have positive effects however.


















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