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                                you to dig out information from their clutch-
                                es, they willingly volunteer it.


          Trustworthy           A  mortgage  broker’s  confidence,  experi-
                                ence, knowledge, and transparency will al-
                                low you to trust them more.  This trust also
                                gives  you  the  confidence  that  you  will  be
                                getting the best advice, guidance, and solu-
                                tion.

          Honest                One  of  the  reasons  why  the  mortgage  in-
                                dustry  is  so  heavily  regulated  now,  is  be-
                                cause of how unscrupulous some mortgage
                                brokers  were  prior  to  2008,  with  the  real
                                estate meltdown.  An honest broker won’t
                                try to overcharge or mislead you.  Not only
                                because it is against the law but because of
                                their integrity.

          Has testimonials      You don’t want a rookie broker to be han-
                                dling your $300,000.00 investment, unless
                                there is a solid team or experienced partner
                                is in full support.  You judge your broker on
                                the  number  of  persons  they  have  helped
                                before you.  Don’t be afraid to ask for refer-
                                rals and testimonials.


          Realtor (especially for your 1st home)
          Your realtor is the person who will find your home in the neighbor-
          hood you want, and at the price you want.  They will submit your
          offer price and negotiate with the seller to get you the best deal.
          They will travel around your neighborhood searching, inspecting
          and recommending.  And of course, they will provide you with
          important information about the properties you see.

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