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          Here are some examples of how to word your letters:

          Sample 1
          After reviewing a copy of my credit report I found an error with
          account  in  name  of  (name  of  company)  with  account  number
          (account number). The account is listed as 30 days late. I have never
          been late on this account and have included proof as verification.
          Please remove this inaccurate information.
          Thanks


          (Your signature)
          (Your name)


          Sample 2
          After reviewing a copy of my credit report I found that the following
          are older than seven years:
              ABC account, account XXXXX
              DEFG Insurance, account XXXXXX
          Please remove these accounts from my credit report.


          Thanks

          (Your signature)
          (Your name)




          Sample 3
          After reviewing a copy of my credit report I found the account in
          name of (account name) and account number XXX-12345 is not my
          account. Please remove this account from my credit report.


          Thanks
          (Your signature)
          (Your name)
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