Page 41 - The ultimate homebuyers guide - preview

Your Latest Home Buying Guide

Sample 4
After reviewing a copy of my credit report I found an error with
account in name of (name of company) and account number
(account number). The account is listed with a balance of (put
amount here). The correct balance is (list amount. I have included
proof as verification. Please remove this inaccurate information.

Thanks

(Your signature)
(Your name)

Important considerations about your credit score

◙ “Checking your own scores will never impact your scores.” (FICO)

◙ “Don't close unused credit cards in an attempt to raise your
scores” (FICO)

◙ Having multiple inquiries on your credit for the same type of
application will not have a significant impact on your score

◙ Closing out old credit cards does not improve your score. The
length of your credit history can have positive effects however.

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