Page 28 - Complete Hi-Res 7-product Kit

Accident insurance can make

mishaps a little less painful.

Accidents can hurt in more ways than one. Just as you are starting to recover, the bills start to
come in. Bills that may not be completely covered by other insurance you have.

Accident insurance from Lincoln Financial Group can help. If you or a loved one is injured in an
accident, you get a cash benefit. So even though you can’t see an accident coming, you can still
plan for one.

For example, if you are injured and admitted to the hospital, your accident insurance sends you
a check that you can use however you like — to cover a copay or deductible, pay for everyday
living expenses, or even make a purchase.

It pays to have accident insurance.

You receive a cash benefit if a covered injury results in any of the following:

• Emergency room visits • Fractures and dislocations
• Ambulance transportation • Lacerations
• Hospital admission and confinement • Concussions
• Intensive care • Accidental death and dismemberment
• Surgeries (See your Summary of Benefits for a complete list.)
And if you have multiple injuries from the same accident, you may receive a separate cash
benefit for each of your injuries and covered treatments.

It’s affordable, too,
with group rates.

Group rates are typically more affordable than
what you might pay for an insurance plan on
your own. And with payroll deduction, no
money is due now — your premium simply
comes out of your paycheck.

[Your accident insurance plan
options are outlined on the
following pages.]