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Additional Plan Benefits, Options, and Services

                 [Health Assessment (Wellness) Benefit]

                 Employee only                                                        [Included]
                 Employee & spouse[/domestic partner]                                 [Included]
                 Employee & child/children                                            [Included]
                 Employee & family [(spouse/domestic partner and child/children)]     [Included]


                 [Health Assessment (Wellness) Benefit]
                 •  You receive a [$0 annual] cash benefit every year you have one or more covered screening tests.
                   This is in addition to what your health insurance may cover.
                 • There are 24 covered screening tests, including mammograms and colonoscopies.
                 • [This benefit is also available to family members/domestic partners.]


                                                                            [Monthly  [Biweekly  [Weekly
                 [Accident Disability Benefit Option]                       Premium] Premium] Premium]

                 Employee only                                               [$0.00]     [$0.00]    [$0.00]
                 Employee & spouse[/domestic partner]                        [$0.00]     [$0.00]    [$0.00]


                 [Accident Disability Benefit Option]
                 •  You receive a [$0 monthly] cash benefit if you have an accident while off the job that results in your
                   not being able to work.
                 •  There is a [0-day] period before you begin collecting disability benefits. After this period, you receive
                   the monthly cash benefit until you are able to return to work or your [0-month] coverage period ends.
                 •  This benefit [option] is available to employees and spouses[/domestic partners].


                                                                            [Monthly  [Biweekly  [Weekly
                 [Accident Sickness Disability Benefit Option]              Premium] Premium] Premium]

                 Employee only                                               [$0.00]     [$0.00]    [$0.00]
                 Employee & spouse[/domestic partner]                        [$0.00]     [$0.00]    [$0.00]


                 [Accident Sickness Disability Benefit Option]
                 •  You receive a [$0 monthly] cash benefit if you have either an accident while off the job or an illness
                   that results in your not being able to work.
                 •  There is a [0-day] period before you begin collecting disability benefits. After this period, you receive
                   the monthly cash benefit until you are able to return to work or your [0-month] coverage period ends.
                 •  This benefit [option] is available to employees and spouses[/domestic partners].
















        [Form Filing Number]       Accident Insurance | [Choice Plan] Summary of Benefits
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