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1A Cartwright Street, Suite 9, Grand Falls-Windsor, NL A2A 1L7


                             Residential and Commercial Appraisers
                               Trusted Independent Advice Since 1980

                     Leonard C. Winsor, AACI, P. App. Accredited Appraiser
                       G. Todd Lane, CRA, P. App. - Designated Member
                            Andy Waterman, AIC Candidate Appraiser

           Appraisal Central Inc. consistently delivers the appraisal quality, price performance and best of
          class customer service that makes it an appraisal vendor of choice for all clients large and small.


           CALL US FOR ALL YOUR APPRAISAL NEEDS: (709) 489-6895








           We’re committed to helping you get ahead  nancially.


           Background and Experience                What I can do for you:

           Hello, my name is Tammy Kirby. I am part of a knowledgeable  • Create a customized financial plan that will help you
           and experienced team of Scotiabank Financial Advisors,  achieve your investment and retirement goals.
           committed to helping you achieve your financial goals. My  • Revisit your plan to reflect your changing needs, track
           extensive training and education allows me to provide valuable
                                                       your progress and help you make adjustments as necessary.
           insight, relevant advice and appropriate solutions tailored to
           your individual needs.                     • Review an existing financial plan from another financial
                                                       institution, to give you the peace of mind that your
           I would be pleased to meet with you at a time and place convenient  investments are still working hard for you.
           to you. Please call me today to arrange your personal consultation.
                                                      • Recommend financial solutions and investments that will
                                                       help you stay on track to meet your goals.
                                                      • Connect you with our professional Wealth Advisors who
                                                       can provide expertise in Tax Planning, Income and Asset
                                                       Protection, and Will and Estate Planning.
                             Tammy Kirby
                             Financial Advisor
                             Grand Falls
                             26 Cromer Avenue
                             Grand Falls-Windsor, NL
                             1-709-489-1714 x4402
                             tammy.kirby@scotiabank.com
           ®Registered trademark of The Bank of Nova Scotia.
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