Page 24 - Direct Publishing - Bereavement Guide
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What should I do when a death                          form and colors. Restoration is often referred to               your family, and you will gain peace of mind           place the funds into a trust account at this time.
          occurs?                                                as the artistic element of the embalming                        knowing your family and friends will be                There are two types of trust accounts, irrevoca-

          Whether sudden or anticipated, call your funer-        process.                                                        relieved of the emotional and financial burden         ble and revocable.
          al home of choice. A funeral director is availa-                                                                       often associated with making arrangements
          ble  24  hours  a  day,  7  days  a  week,  including   Is embalming required by law?                                  when a death occurs. if pre-funding your funer-        Both types of trust accounts can be transferred
          holidays.  They will guide according to your           Embalming is not requied by law. It is, howev-                  al, some funeral homes guarantee their funeral         from one funeral home to another. Pre-need
          individual situation.                                  er, generally required to allow long delays                     home charges, while others may not.                    trust accounts in a majority of cases are irrevo-
                                                                 between death and the funeral. A funeral home                                                                          cable.
          Can your funeral home conduct a                        may require embalming for open casket view-                     Are there different types of pre-need
          funeral service in another location?                   ing during the funeral process. It effectively                  arrangements?                                          This is as a result of an individual requiring
          Yes. Many funeral homes will allow another             protects funeral workers, family members and                    As opposed to at-need arangements, when the            long term care, and is at the point of applying
          funeral director access to their facilities for the    friends alike from a wide range of potential                    death has already occurred, there are several          for Medicaid coverage.  An irrevocable trust
          convenience of serving the family.                     hazards, and removes unpleasant ch\nges                         reasons why families choose to make pre-need           account can only be used for the funeral of the
                                                                 caused to the body by death. Embalming is                       arrangements. Often, when a loved one is in a          beneficiary of  the  trust account.  The  trust
          What if a death occurs in another                      required when final disposition is in another                   terminal  state,  and a  family is referred  to a      account can be transferred to another funeral
          state/town?                                            country. Funeral  directors must  adhere to  the                hospice care, pre-need arrangements are made.          home, but can never be revoked.  A certified

          Upon notification of the death, call your local        requirements of the receiving country, and will                                                                        death certificate of the beneficiary is the only
          funeral home of choice. Your funeral director          obtain such requirements from the nearest local                 Though the reality of the impending loss is very       way the funds can be obtained. A prudent indi-
          will be able to make the necessary arrange-            embassy of that country.                                        difficult to adjust to, the funeral director will      vidual, not needing Medicaid, can also estab-
          ments to transfer the deceased from the place of                                                                       gently guide the family in  planning the funeral.      lish a pre-need arrangement and place the funds
          death  to  the  lcoal  funeral  home’s  care.  This    What  options are available besides                             A family in this situation will have the option to     into a revocable trust account for themselves or
          relives the family of the stress  and financial        ground burial?                                                                                                         another family member.
          burden of dealing with multiple funeral homes.         Besides ground burial, a family may choose to
          Your funeral director can and will coordinate          have an entombment, placing of the casket in
          everything for you.                                    an above ground enclosure, or cremation.

          Why are public viewings important?                     Can I still have a funeral service with
          Viewing the deceased allows family and friends         the body present if I choose crema-
          to begin the process of acceptance. Seeing the         tion?
          deceased does not increase the pain, on the con-       Yes, cremation, as in burial or entombment is a
          trary, in most cases it actually minimizes the         form of final disposition. Cremation is very
          disbelief, fantasies and often distorted images        much a part of the traditional funeral process.
          that are present when death occurs. Grief coun-        There may or may not be a wake, a funeral
          selors recognize the importance of the funeral         service is either in a place of worship or at the
          and the viewing of the deceased in facilitating        funeral home. Following the service, the
          the acceptance of a death. In the opinion of           deceased is taken to the place of final disposi-
          many grief professionals, families that are            tion, the crematory. Some families will accom-
          deprived of the opportunity to memoralize and          pany the deceased to the crematory for a final
          visualize the deceased have more of a difficult        committal, much as it is performed in a ceme-
          time with grief and the grieving process.              tery, while others choose not to. The cremated
                                                                 remains become available to the family on
          What is embalming?                                     average 3 to 5 days following cremation.
          It is the process of chemically treating the
          deceased human body, using the circulatory             Why should I pre-arrange my funeral
          system. This is done in order to achieve disin-        or burial?
          fection, sanitations, preservation and restora-        When you plan ahead, you will be able to con-
          tion. It temporarily interrupts organic decom-         sider the many options available. The opportu-
          position and restores a physical appearance of         nity will be there to make an informed decision
          natural form and color. Restoration in embalm-         about the funeral, the type of service and final
          ing focuses on the physical presentation of the        disposition of burial, entombment or crema-
          deceased, and aims to recreate a naturalness of        tion. The choices will be meaningful to you and





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