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depository ins�tu�ons could see profitable transac�on accounts programs, cybersecurity infrastructure, and liquidity controls to help
move to payment stablecoin issuers, leaving behind non- ensure your ins�tu�on is not only compliant—but resilient.
transac�onal deposits that are more sensi�ve to rates paid.
Uninsured depositors may opt for the perceived safety associated Whether you’re preparing for implementa�on or strengthening
with the 1:1 reserve requirement for payment stablecoins. your post-launch controls, Forvis Mazars delivers the insight,
structure, and assurance you need to lead with confidence in the
As payment stablecoin issuers come into the market, the digital asset space.
concentra�on of the new reserve requirement around short-dated
U.S. treasuries could result in disloca�ons in the fixed income Forvis/Mazars is an ACB Associate Member. For more informa�on,
marketplace as the liquidity management needs of issuers and please reach out to a Forvis Mazars professional.
tradi�onal banks result in a combined demand for high-quality,
short-dated fixed income securi�es that could pressure the short
end of the interest rate curve. This could cause market par�cipants
to extend dura�on, increasing overall interest rate risk within the
financial system.

As the regulatory landscape evolves with the proposed GENIUS Act,
financial ins�tu�ons face new challenges—and opportuni�es—in
stablecoin issuance, reserve management, and digital asset
compliance. Forvis Mazars is here to help you stay ahead.

We work with financial ins�tu�ons to create tailored road maps that
align with GENIUS Act requirements, guiding you through licensing
strategies, reserve structuring, and opera�onal readiness. Beyond
planning, we provide deep-dive evalua�ons of your BSA/AML