Page 15 - Carpe Diem Guide to Our Services
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How to pay for our services
It is important that you understand how we will be paid for our services
• Payment for our • We will discuss your • You will receive clear
services will be on payment options with details on what the total
the basis of an agreed you and answer any charge is, the advice /
Advice Fee questions you have services it relates to,
• Whether you choose • We will not charge you how it has been
to take up our ongoing until we have agreed calculated and when
service offer or simply with you how we will be it is due to be paid
want us to help you with paid • Please note, you will
a one off financial need, • A description of the be under no obligation
you can choose how you options for making to implement any
pay us payment of fees for recommendations
initial advice and we make but an advice
ongoing service charge may still be
charges is set levied for the work
out below undertaken
Provider Facilitated
Following our advice, if you decide to invest (e.g. through regular
premiums, a lump sum or a transfer), the initial advice charge can usually
be taken from the payment(s) given to the Product Provider.
An ongoing charge for service can also be taken from your investment.
In some circumstances this may give rise to a capital gain and a possible
tax liability which would be taken into account in our recommendations.
Paying Directly
Alternatively, you may pay us directly by cheque or bank transfer.
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