Page 5 - Rawlings National Bank
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The Rawlins
                                                                                The Rawlins       National Bank
                Definition            Dollar figures in thousands              National Bank       Rawlins, WY
                                                                                Rawlins, WY
                                                                             September 30, 2018   September 30,
                                                                                                       2017
                          Income and Expense                                    (Year-to-date)     (Year-to-date)
                        1  Number of institutions reporting                                    1                 1

                                                                                           5,123             4,926
                        2  Total interest income
                                                                                            333               271
                        3  Total interest expense
                        4  Net interest income                                             4,790             4,655
                        5  Provision for loan and lease losses                              126               135

                        6  Total noninterest income                                         578               563
                           Fiduciary activities                                                0                 0
                        7
                           Service charges on deposit accounts                              203               235
                        8
                                                                                            N/A               N/A
                        9   Trading account gains & fees
                                                                                            375               328
                       10    Additional noninterest income
                       11   Total noninterest expense                                      4,509             4,103
                           Salaries and employee benefits                                  2,465             2,223
                       12
                           Premises and equipment expense                                   546               534
                       13
                                                                                           1,498             1,346
                       14    Additional noninterest expense
                       15   Pre-tax net operating income                                    733               980
                       16   Securities gains (losses)                                          0                23

                       17   Applicable income taxes                                            0                 0

                           Income before extraordinary items                                733              1,003
                       18
                       19   Discontinued operations (Extraordinary gains - net)*               0                 0

                       20   Net income attributable to bank                                 733              1,003
                       21   Net income attributable to noncontrolling interests                0                 0

                       22   Net income attributable to bank and noncontrolling              733              1,003
                          interests
                                                                                             -17                -6
                       23   Net charge-offs
                                                                                            300               200
                       24   Cash dividends
                       25   Sale, conversion, retirement of capital stock, net                 0                 0

                           Net operating income                                             733               980
                       26
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