Page 40 - Top 10 India's Financial Startup 2019
P. 40

ValueFin India Credit Services:





                  A Non Banking Finance Company working in Priority

                  Sector Lending Space through Digital platform




                gri Value Chain, Micro,      than USD $600+ billion annually.     the stakeholders. 1. Agri Value
                Small and Medium                                                  Chain Financial Services - Credit
        AEnterprises (MSME) and              Who We Are and What We Do?           Services to Farmers/Producers,
        Renewable energy sectors are         ValueFin India Credit Services       Hi-tech & Organic Farming,
        deprived of lack of access to formal   Private Limited, A Value Chain     Farm Mechanisation, Farmer
        credit. ValueFin India plans to      Financial Services Company           Producer Companies (FPCs/
        address & bridge the ‘missing link’   and RBI registered NBFC -ND         FPOs), Aggregators and Dealers,
        in value chain finance and unlock    that provides digitally provides     Food Processors and Packagers,
        true potential of these enterprises.   financial services to Agri-        Commodity finance, Warehousing
        of India (RBI) and is working  “                                          Corporates and enabling Farm
                                                                                  and Trading, Linkages with
        ValueFin India Credit Services
        Private Limited is a Non Banking
        Finance Company (NBFC-ND)
                                                                                  to Fork Linkages 2. MSME and
                                              ValueFin has
        Registered with Reserve Bank
                                                                                  SME Chain Financial Services
                                                                                  Small & Medium Businesses,
        in priority sector lending (PSL)      set up its own                      - Credit Services for MSMEs,
        space. It is primarily focused on     Digital lending                     Manufactures and Packagers, Small
        extending financial services to Agri  & other financial                   Transportation Vehicles, Working
        Value Chain, Micro, Small and         services platform                   Capital, Term and Demand based
        Medium Enterprises (MSME) and         including                           products 3. Green and Renewable
        Renewable Energy Sector.              platform for                        Energy Financial Services:


        ValueFin India has impressive         creating a                          Credit Services for Solar Pump
                                                                                  Producers and Installations, EPC
        plans to extend holistic financial    market place for                    & Manufacturers, Custom Hiring
        support for priority sector lending   rural and small                     Companies, Integrated Rooftop
        (PSL) and build robust portfolio      enterprises                      “  installations and Solar Power
        across value chains in Agriculture,                                       Grids. ValueFin has already started
        Micro & Small Enterprises, Small     Enterprises, FPOs, MSME Supply       operation in three states & has
        Businesses and enabling Green        Chain and Green Finance Chain is     created an expansion plan.
        Finance in India.                    focused on Rural India.
                                                                                  The Driving Force
        ValueFin has set up its own Digital   The approach is to identify the
        lending & other financial services   “missing” links, “bridge” the        ValueFin India is driven on «State
        platform including platform for      credit gaps and “unlock” the         of the Art» & Robust Digital
        creating a market place for rural    potential of value chains. The       Technology Platform to increase
        and small enterprises. Incidentally   objective of the company is to      & expand its outreach and to
        the sector where ValueFin proposes   enable and help unlock true value    enable its services across the
        to operate is highly underserved     across the value chains for all      country. The driving force is the
        and has a credit mismatch of more                                         massive opportunity Rural India

           40  November 2019
   35   36   37   38   39   40   41   42   43   44   45