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Technical analysis: Technical analysis is a technique of estimating a



                        over time. Technical analysis is the opposite of fundamental analysis.

                        Term insurance: Term insurance is life insurance coverage that pays a

                        death benefit only if the insured dies within a specified period of time.
                        Term policies do not have a cash value component and must be renewed

                        periodically as dictated by the insurance contract.

                        Testamentary trust: A trust created under the terms of a will and that

                        takes effect upon the death of the testator.

                        Ticker  Symbol:  A  Ticker  Symbol  is  a  combination  of  letters  that

                        identifies a stock-exchange security.

                        Title: A legal document establishing property ownership.


                        Total disability: In order to make a disability claim, a person must meet

                        the definition of disability set forth in the insurance contract. There are


                        definition is that the insured is unable to perform all of the substantial

                        and material duties of his/her own occupation. The second, and more
                        restrictive  definition  is  that  the  insured  is  unable  to  perform  any

                        occupation for which he/she is reasonably suited by education, training,
                        or experience.

                        Treasury Bill: Treasury Bills, often referred to as T-bills, are short-term

                        securities (maturities of less than one year) offered and guaranteed by the
                        federal government. They are issued at a discount and pay their full-face

                        value at maturity.







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