Page 150 - The Informed Fed--Hearn Wealth Management
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                            The  following  resources  will  help  you  make  some  of  the  crucial
                        benefit decisions discussed throughout this book:

                               www.narfe.org  -  Established  in  1921,  NARFE  works  to
                                 safeguard  and  improve  the  earned  rights  and  benefits  of


                               www.federaldaily.com  -  A  leading  provider  of  books,
                                 newsletters and other information services to federal employees.

                                 They also publish one of the most technical, comprehensive and
                                 informative  books  regarding  federal  benefits,  The  Federal
                                 Employees  Almanac,  and  it  is  a  must  own  for  all  federal

                                 employees.

                               www.usa.gov - Obtain official information and services from
                                 the  U.S.  government--online!  They  make  it  easy  and  offer  an
                                 abundance of information, services and resources.

                               www.benefitscheckup.org  -  Many  older  people  need  help
                                 paying for prescription drugs, healthcare, utilities and other basic

                                 needs. Ironically, millions of older Americans--especially those
                                 with limited incomes--are eligible for but not receiving benefits
                                 from existing federal, state and local programs. Ranging from

                                 heating and energy assistance to prescription savings programs,
                                 to  income  supplements;  there  are  many  public  programs

                                 available to seniors in need if they only knew about them and


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