Page 93 - Policy Wording - Hollard Business Binder (2020-08-26)

6.7.2
The following endorsement must be noted in the policy schedule:
“The Company shall indemnify the Insured in respect of any defined event which occurs as a result of any action of the Insured or any of the Insured’s employees relating to:
1. refilling the vehicle with the incorrect or inappropriate fuel and/or lubricant;
2. damage arising from forecourt services and a failure to ensure that:
2.1 all fuel, oil and water caps and/or stoppers are properly tightened and/or closed;
2.2 the bonnet and boot are properly closed. Loss or damage to the bonnet and boot is specifically covered in terms of the extension;
3. denting, chipping or any other damage to the client’s vehicle while forecourt services are being delivered;
PROVIDED THAT:
1. for purposes of this Extension only, the expenses incurred in respect of cleaning the fuel and lubrication systems of the vehicle will be covered, irrespective of whether there is visible and/or physical damage to the vehicle as a result of the refilling of the vehicle with fuel and/or lubricants;
2. delivery of forecourt services will entertain the following meaning, namely refilling a vehicle with fuel, the refilling with or addition of lubricants, the refilling with water including any other water container in or on the vehicle, the inflation or deflation of tyres and the cleaning of windows;
PROVIDED FURTHER THAT:
any form of damage which arises as a result of mechanical repairs, electrical repairs, the removal of and/or changing of and/or repairs to tyres or tyre tubes as well as damage arising as a result of any vehicle cleaning services will not be covered in terms of the Extension;
1.
2.
the Company will not indemnify the Insured in respect of:
1.1 the cost of fuel and/or lubricants supplied by the Insured;
1.2 the first amount payable, being 10% (ten percent) of the claim with a minimum of R2 500 (two thousand five hundred rand);
the amount payable in terms of this Extension, including any legal costs recoverable from the Insured by any claimant or group of claimants and all other costs and expenses incurred with the Company’s permission in respect of any single event or series of events having one cause or origin, will not exceed the sum of R50 000 (fifty thousand rand) or R250 000 (two hundred and fifty thousand rand) during any one insurance period.”
Combined Liability (Claims-made Basis)
92
Commercial Underwriting Mandates and Guidelines – Binder – Version 2 2020